American Expat Guide to Optimising your US Retirement Savings

This guide highlights the key issues you need to be aware of, the potentially costly pitfalls you need to avoid, and explains how our dual qualified advisors can help you to ensure that your savings remain optimised, compliant, and secure - whether you stay in the UK or return to the US:

• Key Challenges for American Expats: Expertise, taxes, and inheritance risks
• Transferring Funds Overseas Safely: Avoiding withholding taxes and currency loss
• Compliant Investments for Non-Residents: Staying legal in your new country
• Accessing Savings without Penalties: Flexible, penalty-free withdrawals
• IRA Rollovers: Take control of your savings
• Roth IRA Conversion: Tax-free growth potential
• Currency Risk and Multi-Currency Solutions
• Inheritance Planning: Protecting your beneficiaries
• Foreign Earned Income Exclusion (FEIE): Reduce your US tax bill
• Foreign Tax Credit (FTC): An alternative to FEIE
• Understanding US Retirement Accounts: 401(k), 403(b), 457, TSP
• Why Professional Guidance Is Essential

Your guide will explain the key potential risks and the opportunities available to you as an American expatriate residing in the United Kingdom, in respect of your US retirement savings, but does not replace the need for expert financial advice. Once you have received the guide, we'll follow up to answer any questions that you might have, and give you the opportunity to speak to a dual qualified international advisor.

Our dual qualified financial planners, wealth managers and pension specialists are dedicated to helping you optimise your assets by identifying the right cross-border solutions for you, dependent upon your unique circumstances.