British Expat Guide to Optimising your US Retirement Savings

Managing US retirement accounts as a British expatriate in the US can involve navigating complex tax treaties, currency risks, and regulatory hurdles. A single misstep could trigger penalties, double taxation or leave your beneficiaries struggling to access funds.

This guide highlights the key issues you need to be aware of, the potentially costly pitfalls you need to avoid, and explains how our dual-qualified advisors can help you to ensure that your savings remain optimised, compliant, and secure - whether you stay in the US or return to the UK:

• Managing your US Retirement Accounts as a British expat in the US
• What is an IRA Rollover?
• Why Roll Over your 401(k) to an IRA?
• How to Roll Over your 401(k) to an IRA
• Tax implications of IRA rollovers
• Roth IRA conversion: Tax-free growth potential
• Currency risks and multi-currency solutions
• Inheritance Planning: Protecting your beneficiaries
• Understanding US retirement accounts
• Why professional guidance is essential

Your guide will explain the key potential risks and the opportunities available to you as British expatriate residing in the United States, in respect of your US retiring savings, but does not replace the need for expert financial advice. Once you have received the guide, we'll follow up to answer any questions that you might have, and give you the opportunity to speak to a dual qualified international advisor.

Our dual qualified financial planners, wealth managers and pension specialists are dedicated to helping you optimise your assets by identifying the right cross-border solutions for you, dependent upon your unique circumstances.